The Benefits of the Alaskan Long-Term Disability Program

Sep 23

Facing a serious injury can be very intimidating. If the injury is so serious that you’re unable to work, you lose a way to support yourself and your family. It’s important not to lose hope in situations like these, and instead, take advantage of programs that can help keep you afloat while you work to rehabilitate yourself and get your life back on track.

In the state of Alaska, Social Security offers a long-term disability program that replaces the income of those that are unable to work due to injury. This program is an excellent option for Alaskans and should be the first place you look if you suffer a disabling injury.

The long-term disability program goes into effect 180 days after your final day of work. This six-month waiting period exists to demonstrate that you are disabled and unable to work for a period of six months, demonstrating that you really do need disability. After a period of two years, you must demonstrate your disability again. Throughout your time on disability, you must remain under a physician’s care and maintain a disabled certification.

These benefits continue for as long as you remain disabled, up to a certain age. This is age 65 if you are disabled before age 60, but only four and a half years if you are disabled after age 60. There are two disability payout rates, one at 50% of your salary, and another at 70% of your monthly base pay. Since these percentages are determined from your pre-tax income, your disability payout will be subject to federal income tax. This number excludes bonuses, commissions, or other situational income sources. The monthly payout can go as high as $8,000 or as low as $100. The government will deduct other sources of income from your disability payout, but cannot reduce it past the $100 minimum.

There are limitations to Alaska’s disability program, as well. You will not be considered for the program if your disability is a result of a self-inflicted injury, war or a riot, an action that caused the loss of a professional license, a crime, or an injury sustained while you were in prison. There’s also a limit of 24 months of benefits for disabilities resulting from drug abuse, mental conditions or illness, or muscular disorders.

If you have recently become disabled and need a source of income to support yourself or your family, Alaska’s long-term disability program is an ideal solution to your problems. If you qualify, you should waste no time applying for benefits. Make sure that you have extensive documentation of your injury, and explore options for local physicians who can confirm to the state that you are unable to work. If you are initially rejected from the program, don’t worry- there is a appeals process through which you can state your case in more detail. For this appeals process, it’s essential to retain a good lawyer to help you navigate the process and make your case to the review board in the most convincing way possible.

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If You have Sustained a Serious Injury due to the Negligence of Another Individual, then it may be Possible for You to Receive Financial Compensation

Apr 23

In 2005, new cases of spinal cord injuries (SCI) in the U.S. were 11,000. In 2014, new cases increased to 12,500 and every year, henceforth, around this same number of new cases has continued to be added to the 276,000 children and adults believed to already be spinal cord injured. Male SCI patients make 82% of the total count: 56% of those injured are aged between 16 and 30.

The spinal cord is a bundle of nerve tissues and support cells; it forms the central nervous system with the brain and is one of the human body’s most delicate and sensitive parts. While the brain acts as the body’s command center, the spinal cord serves as the pathway for all messages from the brain to the different parts of the body and vice versa.

Injuries to the spinal cord damage the ligaments or spinal column disks, the vertebrae, or the spinal cord itself. A spinal cord injury may be traumatic or non-traumatic. A traumatic spinal cord injury is characterized by a fractured, crushed, dislocated, or compressed area of the vertebrae. This may result from a sudden, forceful blow to the spine, a knife wound or a gunshot wound that pierces and cuts the spinal cord. Non-traumatic spinal cord injury, other hand, is usually due to disk degeneration of the spine, infections, inflammation, cancer or arthritis.

Any form of injury, especially severe injury, to the spinal cord can be devastating as this can result to paralysis, either partial or total, depending on how severe the damage is and the specific area affected by the injury. Partial paralysis, also called Paraplegia, is loss of function and control on one side of the body. There are certain cases, however, wherein a person suffering from paraplegia remains to have sensation on the paralyzed part of his/her body. Partial paralysis is almost half of all the cases of spinal injuries; it is a sad reality that this type of paralysis is often a result of medical malpractice or a mistake committed by a professional healthcare provider.

In Quadriplegia, on the other hand, parts of the body that are paralyzed, or where function and control are totally lost, depends on the part of the spinal cord that has been injured. This means that the higher the area of the injury, the greater the extent of paralysis

The identified major causes of spinal cord injuries are vehicular accidents, knife or gunshot wounds (usually due to violence) and, based on a study by the Center for Surgical Trials and Outcomes Research of the Johns Hopkins University School of Medicine, falls. Falls can happen anywhere. Often, though, the existence of hazards that increase risks of accidental falls is simply due to someone else’s act of negligence, like failure to wipe and clean slippery surfaces, replace or fix torn carpet, put up signs that warn of uneven flooring and failure to tidy up exposed electrical wires.

As explained by the law firm Russo, Russo & Slania, P.C., “The effects that a serious injury can have on the lives of both victims and their loved ones can be considerable. For many, the physical and emotional challenges that these types of injuries can pose are often extraordinarily difficult to overcome. What’s more, injury victims are rarely in a position to be able to comfortably afford the costs of medical treatment and lost income that may result from the harm they have suffered.

The consequences these challenges can have are often substantial. Fortunately, it is often possible for people in these situations to receive financial compensation when another person or party is responsible for causing their injuries or illness. Because of this, many victims are able to not only get the financial support they need to better deal with the aftermath, but are also able to get much-needed closure and justice.”

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Dec 29

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Oct 20

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Bicycle Riders: The Danger They are Exposed to

Jul 30

For many people, riding a bike to work or for morning exercise is a way to keep themselves fit and healthy. Much like like motorcycle riders, bicyclists should know that they too face higher risks of crash-related injury and death compared to motor vehicle occupants.

In 2013, the total number of bicyclists that died was 900, while an estimated 494,000 were rushed to emergency department due to accidents involving bicycles and motor vehicles. In 2014, due to educational Pedestrian and Bicycle Safety programs introduced by the National Highway Traffic Safety Administration (NHTSA), the number of fatal bicycle accidents went down by 20% to 720.

Separate studies conducted by the Centers for Disease Control and Prevention (CDC) and the Governors Highway Safety Association (GHSA) reveal the following facts:

  • Adolescents and young adults whose ages range from 15 to 29 and adults 45 years and older are the most common victims in fatal bicycle accidents.
  •  Children aged between 5 and 14 and those between 15 and 24 years old have the highest rates of non-fatal bicycle-related injuries.
  •  The top two cities where the highest number of male cyclists get killed every year (in accidents involving bicycles and motor vehicles) are California and Florida. These two cities, with Illinois, New York, Michigan and Texas account for 54% of all cycling fatalities from 2010 to 2012 which total to 2,023 (621 in 2010; ;680 in 2011; and, 722 in 2012).
  •  The two major contributing factors to bicyclist deaths are failure to wear a helmet and alcohol-impairment.

According to one cycling accident lawyer from the Hankey Law Office, cyclists must do without seat belts, air bags, or other protective features offered by enclosed vehicles. They rely only on their helmet and elbow/knee pads to prevent injury. Unfortunately, while such protective gear may be effective in minor spills or falls, it is much less effective in a serious accident involving much larger, heavier, and faster vehicles.

If, due to another person, a bicyclist is injured in an accident, it may be advantageous to seek legal assistance from a seasoned personal injury or cycling accident lawyer for the best legal action he/she can pursue.

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Do You Know the Difference between Car and Truck Accidents?

Mar 20

These are the days of awareness with what one says. Since the dawn of social media has risen, the time where ignorance was allowable has long since passed. When you make a mistake, people don’t forgive and forget—there’s every chance they’ll resent and remember. So things are no longer just a matter of inconsequential semantics and things need to be defined in accordance to what they truly are. Though this has always been true, it’s imperative that the difference between even two seemingly similar causes must be pointed out so that there may be clarity with the situation.

So what is the difference between a car accident and a truck accident?

There are some people who think that there is no need to differentiate the two since they’re both vehicles. They’re basically the same thing, right? Why make a distinction?

The difference is in the details as, when you think more critically of the situation, you can see that the separation is necessary. When you imagine a car accident, some of the situations that come to mind are the collision of two vehicles together. Though personally devastating, it is something one can picture on a day to day basis as they do happen rather often. When you think of truck accidents, it is easier to picture something a bit more grandiose in nature. Truck accidents are the stuff of action films with spectacularly shattering consequences on the roadways where they happen and to any neighboring vehicles that were at the wrong place at the wrong time.

It is in the potential damage that a truck can do, according to the website of truck accident lawyers at Williams Kherkher, that demands its own separate category. There are federal laws that truck drivers must abide by that regular car drives don’t have to such as a strict schedule as to how many hours they can drive consecutively as well as the special, professional training that is required in order to operate a vehicle of such magnitude.

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Drinking and Driving Accident Consequences

Oct 27

Drinking and driving is a criminal offense that can include jail time and significant penalties. The legal expression, driving while intoxicated, indicates the owner of an auto was over the legal limit of .08% blood alcohol content. A huge number of injuries and deaths happen every year when an individual makes the poor choice to get behind the wheel after ingesting. It’s almost impossible for these drunk drivers’ sufferers to prevent the impacts inebriated motorists could cause.

Alcohol is a depressant drug that’s mental, physical, and serious emotional affects. Motor abilities are impaired even when you start consuming alcohol. At a BAC of .02%, somebody begins to relax, lose visible capabilities and have impaired judgment. At .05%, there is certainly slower eye movements and response time. Someone’s blood alcohol concentration may continue following the last drink was consumed to go up as much in three hours. Moreover, the hangover effects the next day may continue to impair engine functions.

Each year, over 13,000 people are killed in drunk driving related vehicle accidents and hundreds of thousands more are hurt. This costs the United States of America over $100 million every year in damages. There are around 1.4 thousand DWI arrests annually, more than half of which produce a conviction.

The victims of those accidents might have severe financial and emotional harms along with the damages they sustained. The intoxicated driver may be required to compensate medical expenses, lost wages, and property damage for the injured party.

An Indianapolis car accident lawyer can probably identify that submitting a dram shop claim against the institution or organization that negligently served the intoxicated driver is also crucial to keep all parties accountable for their activities. In the event, you were hurt in a drunk driving injury, contact a lawyer locally to talk about choices to seek the compensation you deserve.

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Mold Infestation In Rentals

Jul 28

Molds are just one of the newer things that renters should be considering when they are looking for a place to stay. Molds can cause a number of health risks and complications, and many tenants have won cases against landowners who they alleged were negligent is ensuring the safety of the unit, thus putting their health in danger.

Toxic molds are actually a family of molds that cove a number of colors and shapes – from black, green, grey, or white and appear either shiny or powdery. Toxic molds are often from the family of penicillium, stachybotrys, fusarium, paecilomyces, and aspergilus. The effects of toxic molds have caused controversial debate within the medical and scientific communities, yet there is no question on the health effects that tenants have suffered after being exposed to large amount of toxic mold.

Aside from some exceptions, the responsibilities of the landlords or property owners are not clearly included in state ordinances, building codes, statutes, or regulations. It is important for tenants to know the specific laws that cover them from toxic mold infestation. Presently, there are no federal laws that allow residential buildings to have acceptable exposure limits or building tolerance standards, while only a few states have established tolerable mold standards. Among them are California, Texas, New Jersey, Maryland, and Indiana; cities such as New York and San Francisco have local laws that provide some guidelines for indoor air quality and permit tenants to file for personal injury claims under certain local laws.

Despite having a lack of state or federal laws that can protect you as a tenant from toxic mold, you can file an injury claim against the landowner regarding the mold problems. Landlords have the responsibility of maintaining the safety of the unit, this include fixing leaks and other places or situations that could lead to a mold growth. Likewise, some landowners include clauses that would relieve them of any responsibility that resulted from mold growth. Both the tenant and the landlord should be partners in their effort to prevent any growth of molds in the property in order to protect themselves from health risks or future property damage or injury claims.

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Craniostenosis and Depakote

Jun 14

According to a 2001 research paper published in the Journal of Neurosurgery, there are indications that regular intake of valproic acid (i.e. Depakote) may result in trigonocephaly, or the premature closing of the metopic suture in an infant’s skull. The metopic suture usually closes when the child is between three and nine months old. This is a form of caniostenosis caused by craniosynostosis, which basically means the skull closes.

The authors studied 2,220 children, and of these, 17 had mothers that regularly ingested Depakote or other valproic acid-based medication to manage epileptic seizures. Considering that the incidence of craniostenosis in the general population is one in every 2,500 live births, finding 17 in this study population is significant. This indicates at least a 10-fold risk of having children with craniostenosis among the population of women that take Depakote compared to those who do not.

The growing infant’s skull had four sutures: metopic, coronal, sagiital, and lambdoid. The most common type of craniostenosis involves the sagittal suture, followed by the coronal suture. Metopic synostosis, or trigonocephaly, occurs a maximum of just 15% of all cases.

The human body is truly marvelous. In most cases where one skull suture closes before it should, and perhaps not leaving enough space for the brain, the skull expands in the orientation of the unclosed sutures to compensate. This can give the child an unusually shaped head.

According to the website of Williams Kherkher, however, in some cases when the skull does not grow enough to accommodate the brain, the pressure can cause serious complications. This includes but not limited to blindness, sleep impairment, eating disorders, or cognitive development problem.

Aside from the physiological effects, the skull malformation may also affect the development of the face. It can change the shape of the face in noticeable ways. This can adversely affect the social and emotional development of the child, especially if it is accompanied by physiological complications.

If you or your child suffers from craniostenosis, it may be because of Depakote.

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Symptoms of Liver Failure

Mar 19

Liver failure is a life-threatening condition that usually results over a long period of time. It occurs when enough damage is sustained by the liver to cause parts or the entire vital organ to no longer function. Acute liver failure can occur within the short time span of 48 hours and be hard to miss. Reasons for liver failure vary from prolonged alcohol consumption to faulty medication that destroys the liver.

Xarelto, an anticoagulant released in 2011 by Bayer and Johnson & Johnson, is one such medication known to cause acute liver failure. According to the website of lawyers at Williams Kherkher, drug manufacturers often do not list certain health hazards such as liver failure as a side effect, leading to serious injury and life-threatening situations for its patients prescribed the faulty medication.

Symptoms of liver failure include pain in the upper right abdominal region, yellowing of skin or eyes, abdominal swelling, and vomiting. Complications may arise from prolonged damage of the liver or lack of treatment for acute liver failure. Liver failure may cause excessive fluid in the brain that builds pressure in the cerebellum, displacing brain tissue and depriving the organ of sufficient oxygen. Bleeding, infection, and kidney failure may also arise as complications.

The treatment option for serious liver failure is a liver transplant. The costly and invasive procedure may take months or years for a viable liver donor to be matched. This time frame may lead to loss of life if a candidate is not found. In less severe cases of liver damage, medicine and constant monitoring may be enough for a full or partial recovery.

If you or a loved one experienced liver damage or failure after being prescribed Xarelto, contact a Xarelto lawyer in your state. You may be entitled to compensation for medical bills and pain and suffering due to the negligence of the drug manufacturers and producers.

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